MTPL 2025: rates differ from insurer to insurer. Compare them on iAsig!

Since 15 January 2025, the market for MTPL (compulsory motor third-party liability insurance) has changed: every insurance company in the Republic of Moldova can apply an adjustment coefficient based on the risk linked to the customer and the vehicle. Prices are no longer standard: they vary with factors such as the vehicle category, where it is registered, how it is used and its claims history.

Why do prices differ between companies?

The reference premiums are set by a methodology regulated by the National Commission for Financial Markets (CNPF) and the National Bank of Moldova (NBM). Each insurer then adds its own coefficient, calculated according to:

• the type of vehicle (car, minibus, truck and so on)
• the region where it is registered (municipality or district)
• how the vehicle is used (private or commercial)

This means two people with the same details can be offered different premiums, depending on each insurer's internal rules.

How do you benefit?

1. Personalised offers: you can pay less if you have a good claims history.
2. Transparent terms: on iAsig we explain clearly what goes into the premium.

What can you do now?

To get the best terms, go to iasig.md, enter your vehicle details and your profile, and compare the offers available. You will quickly see:

• which companies offer lower premiums for your situation
• which coefficients they apply and how much you would gain
• which policy gives you the best value

The iAsig team supports you through the whole process, from comparing offers to making your final choice. You can find us online, and if anything is unclear, we are here to help.

Go to iAsig now and choose the MTPL offer that suits you best!