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Covered territories

FAQ

Coverage

The Green Card is a mandatory insurance for external motor vehicle liability. The purpose of the insurance is to provide compensation for damages resulting from motor vehicle accidents that occur outside the country caused by vehicles registered in the Republic of Moldova. The insured risks include damages suffered by third parties, such as bodily injury or death, damage or destruction of property.

The insured amount is determined by the National Bureaus of Motor Insurers in the countries where the accident occurred, in accordance with the law on mandatory motor vehicle liability insurance in force at the time of the accident.

Territories covered

The Green Card system currently covers 46 countries represented by national insurance bureaus, categorized into 2 zones:

  • Zone 1: Ukraine
  • Zone 3: All member countries (Austria, Albania, Andorra, Azerbaijan, Belgium, Bulgaria, Bosnia and Herzegovina, Switzerland, Cyprus, Czech Republic, Germany, Denmark, Spain, Estonia, France, Finland, Liechtenstein, Greece, Hungary, Croatia, Italy, Iran, Ireland, Iceland, Luxembourg, Lithuania, Latvia, Malta, Morocco, North Macedonia, Montenegro, Norway, Netherlands, Portugal, Poland, Romania, Sweden, Slovakia, Slovenia, Serbia, Tunisia, Turkey, Ukraine, and the United Kingdom)

Cost

The insurance premium is regulated by BNM and is established in EUR, payment is made in Lei at the BNM exchange rate on the day of payment. The price of the Green Card insurance policy varies depending on the vehicle category and destination, according to the table below. For trailers, a separate Green Card is issued, and the price is 10% of the calculated value for the vehicle that is towing the trailer.

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15 days35.91102.6061.56153.9071.82
1 month71.82205.20123.12307.80143.64
2 months107.73307.80184.68461.70215.46
3 months143.64410.40246.24615.60287.28
4 months179.55513.00307.80769.50359.10
5 months215.46615.60369.36923.40430.92
6 months251.37718.20430.921077.30502.74
7 months287.28820.80492.481231.20574.56
8 months305.24872.10523.261308.15610.47
9 months323.19923.40554.041385.10646.38
10 months359.101026.00615.601539.00718.20
11 months359.101026.00615.601539.00718.20
12 months359.101026.00615.601539.00718.20

Eligibility

Insurance companies in the Republic of Moldova conclude Green Card insurance contracts exclusively for vehicles registered in the Republic of Moldova. To be able to conclude the contract, it is necessary to have a permanent registration certificate.

Claim process

The evaluation of damages and the payment of compensation for external motor vehicle liability insurance are made by the National Green Card Bureaus or their correspondents, in accordance with the legislation in force and established procedures. In case the National Bureaus can only pay compensation through a legal process, the Insurer will provide instructions to the insured and pay the damages provided by the court decision. The reimbursement of compensation and expenses paid to third parties is made by the Insurer in the requested currency.

Cancelation

The contract can be modified at any time during the period of validity or until the entry into force and must be in writing depending on the insured period. The insurance contract may be terminated by mutual agreement in writing or by court decision. Termination of the contract implies the cessation of protection and the reimbursement of insurance premiums, except in cases where the insurer has already made compensation payments or has received an accident notice.

*In the case of insurance policies issued for a short period of time, such as 15 days or 1 month, no partial or full refunds of the insurance premium will be granted if the policy has entered into force.

**In the case of any contract that can be terminated, the insurer may retain a 20% management fee.